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Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

How can we get in touch with you?
*Name:
*Email:
Phone:
Address:
City:
*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

Note: Fields with an * are required

ARE YOU LOOKING FOR REFINANCING AND YOUR HOUSE VALUE IS DROPPED AND CAUSING YOU UNABLE TO REFINANCE?  WE HAVE THE HOME AFFORDABLE PROGRAM TO HELP YOU REFINANCE WITHOUT MORTGAGE INSURANCE UP TO 110% OF YOUR HOUSE VALUE.

No point, low closing cost Mortgage loan programs.  Please fill out the Basic Pre-approval form above, or give us a call at  1-877-275-9136 .  We will give you more detail information about our programs.  You will save money with our low interest rate programs.

LOAN MODIFICATION

ARE YOU FALLING BEHIND IN YOUR MORTGAGE?  WE CAN HELP.  GIVE US A CALL AT  1-877-275-9136  OR FILL OUT THE QUESTION BOX AT THE BOTTOM OF THE WEBSITE. 

GOVERMENT IS ENCOURAGING NEW HOME BUYERS BY LOWER THE MORTGAGE INTEREST RATE.  OTHER INCENTIVE IS THE GOVERMENT WILL GIVE A TAX CREDIT FOR FIRST TIME HOME BUYERS THE AMOUNT OF $ 8,000 TO HOME BUYERS WHO DID NOT OWN A HOUSE IN THE LAST THREE YEARS. 

ARE YOU DREAMED OF OWNING YOUR OWN HOME?  IT IS THE TIME NOW.  IF YOU HAVE A JOB WITH AN AVERAGE INCOME, IT IS TIME FOR YOU TO OWN YOUR DREAM HOME.  THE PRICE OF THE HOUSES ARE AT GREAT BARGAIN, THE CHOICES ARE HIGH, AND THE INTEREST RATE IS LOW.

YOU NEED TO GET A MORTGAGE PREAPPROVAL BEFORE YOU CAN MAKE OFFER TO A HOME PURCHASE, WE ARE WILLING GET YOU THE PREAPPROVAL WITH NO COST.

For the loan requirements, the most important thing is that you have a job in the last two years. Your gross income is double your total debt payments amount each month, which included your new mortgage payment, your new house’s property tax, and your hazard insurance. (Your property tax and Insurance are pay yearly, but the calculation is base on monthly by divide the total payment by 12.  You can use our mortgage calculator to calculate the monthly mortgage payment.) Your credit score and the amount of down payment take a great deal on either you can get approval for the loan or not. If you have less than 20% down payment, you have to pay mortgage insurance. If your middle score of the three credit bureau is lower than 680, your interest rate will be at a higher rate. We are glad to have you fill out the loan application form, which we will base on to choose the right mortgage program for you. We strike to provide the lowest fee and rate available for our customers and provide the service in a timely manner with warranty satisfaction.

PLEASE WRITE US YOUR COMMENTS OR QUESTIONS USING THE BASIC PREAPPROVAL BOX ON TOP.  WE ARE HAPPY TO HEAR FROM YOU.  WE ARE INTEREST IN THE COMMENTS YOU HAVE ABOUT OUR WEBSITE, HOW TO IMPROVE OUR WEBSITE, OR WHAT IMPORTANT INFORMATION IS MISSING IN OUR WEBSITE.  THANK YOU VERY MUCH.         

For Real Estate Service in state of Oregon & SW Washington

Please call World Wide Realty, Inc. at: 

 1-877-275-9136      or      503-250-3844

(1% to sell your home.)

 


Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $





Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages




Precious Home Mortgage, LLC ML-4773 2121 NE 82nd Ave. Suite 1 Portland, OR 97220
Phone: Cell: Fax: Pager:

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